eStatement Terms and Conditions
This agreement provides consent to receive bank statements for your selected Bank
of American Fork accounts by electronic delivery. These electronic bank statements
are called eStatements.
To receive your statements electronically, you will need access to a computer that
satisfies the minimum web browser requirements for online banking. Additionally,
you will need access to a printer or the ability to download the information, in
order to keep copies for your records.
You are responsible for providing us with updated contact information, such as changes
in your email address. Each statement period we will send you an electronic notice
that your statement is available through your Bank of American Fork Online account.
You understand that you have a duty to exercise reasonable promptness in examining
the electronic statement or the items referenced to determine whether any payment
was not authorized because of an alteration of an item or because a purported signature
by or on behalf of you or other signatory on the account was not authorized. The
statute of limitations governing these responsibilities will commence at the time
the Bank sends you the email notification that your statement is available.
You have the right to withdraw your consent to receive bank statement(s) electronically
at any time by canceling your enrollment in the service through your Bank of American
Fork Online account. You can do this by un-checking the box next to each account
listed under your "Documents and Settings" page. The eStatement service will be
discontinued within 10 working days and paper delivery of your statement(s) will
resume. There is no fee to withdraw your consent to receive bank statements electronically.
Please print this disclosure if you want to keep a paper copy for your records.
This disclosure is also available by accessing your online banking account, clicking
the eStatements option, then clicking Disclosures. Copies of other bank disclosures
may be found by clicking the Disclosures link on our home page at www.bankaf.com.
For more information about eStatements, or any other product from the Bank of American
Fork, please contact us. Please be as specific as possible regarding your request.
Rather than emailing us, please use the secure messaging service through your Online
Banking access. If you do send an email, do not include personal information such
as account numbers or Social Security Numbers, as email is not secure.
Statements and notices will only be mailed to the address we have on file for you.
There is no fee to request a paper copy of a regulatory notice or copy of the terms
and conditions and fees on your account. If you wish to have a paper copy of a statement
or check mailed to you, normal research fees will apply.
Please note: Regulatory or other bank disclosures, notices, marketing information,
confirmations, or changes to the account may occur from time to time. Please regularly
We will use commercially reasonable measures, consistent with industry standards,
to maintain security of the information contained in the electronically delivered
account statement(s) and notices. One of the main security features guarding the
use of Bank of American Fork online banking is the unique combination of your User
ID and Password. It is important that you protect the security of your User ID and
Password by keeping them secret. By entering into this Agreement and using Bank
of American Fork online banking, you agree to protect the security of your User
ID, Password, and any other numbers, codes, marks, signs, keys, or other means of
identification of you as a Bank of American Fork online banking user which may be
devised or established from time to time.
By enrolling online for eStatements and clicking and accepting the eStatements Terms
and Conditons, you are authorizing Bank of American Fork to provide notices and
to deliver statements for the Bank of American Fork account(s) identified by electronic
means. You understand and agree that by requesting electronic delivery, you will
NOT receive statements in paper form delivered by regular United States Postal Service
mail unless you specifically discontinue the eStatement service as described in
this disclosure. You agree that electronic delivery will satisfy Bank of American
Fork’s requirement to provide you a periodic statement of your account(s). Your
consent shall remain valid until such time as you exercise your right to revoke
this consent. Bank of American Fork retains the right to discontinue this service
at any time. Your eStatement service can be discontinued if the email notice is
returned undeliverable for any reason. Should your eStatement service be discontinued,
Bank of American Fork will resume the paper delivery of your statement via the United
States Postal Service and your account will be subject to the terms and conditions
applicable to that account type with a paper statement that does not include check
and deposit images at the time you cancel your eStatement service.