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Business Checking Accounts

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Business Checking

Business Checking - Overview

Our family of business checking accounts offers a range of services and benefits for businesses of all sizes. Whether you're looking for interest, low fees or easy-to-understand itemized statements, Bank of American Fork has an account to fit your needs. All of our accounts are hassle free, backed by our famous small-town service.

Recommended if you are... An owner of a small business and need a simple checking account to run your business. An owner of a mid-sized to large-business with high transaction volumes and cash-management needs. A business owner who wants an interest-bearing account. A business owner who wants a high-interest-bearing account with limited check writing.*
Minimum to open $100 $500 $3000 $1000
No below-minimum-balance fee if you maintain a daily balance of n/a $500 $3,000
(or average monthly balance of $6,000)
Monthly below-minimum balance fee n/a $7 $15 $8
FREE items † Up to 200 Up to 300 Up to 200 n/a
Over-item charge .10 per item (201–300 items)
Over 300 converts to analyzed‡
Over 300 converts to analyzed .10 per item (201–300 items)
Over 300 converts to analyzed
Interest bearing

All BizSMART Checking Accounts Include

  • Image Statements
  • Unlimited check writing*
    Over-item charge may apply to 201-300 items.
    Additional fees apply to analyzed accounts.
  • Unlimited online bill payments*
  • Credit Reserve (line of credit for overdraft protection)§
  • FREE Business VISA ® debit card
  • FREE Business VISA® credit card with no annual fee§
  • FFREE online banking||
  • FREE mobile banking and smartphone apps
  • FREE endorsement stamp

* Some types of Money Market withdrawals, including bill payments and checks, are limited to six per monthly statement cycle.

† Items include debits, credits, and items deposited. Accounts that process more than 300 items a month may be converted to an analyzed account. Other accounts may also be analyzed depending on activity.

‡ Additional fees apply to analyzed accounts. Earn credit on account balances to o set fees.

§ Credit approval required.

|| Some services available inside online banking have fees.

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